https://ejournal.uinsalatiga.ac.id/index.php/muqtasid <div class="row card-panel lighten-5 identitas"> <div class="col col-sm-12 col-md-4 col-lg-3"> <div class="col col-sm-12 col-md-4 col-lg-3"> </div> <div class="col col-sm-12 col-md-4 col-lg-3"><img class="responsive-img z-depth-2" style="display: block; max-height: 250px; max-width: 150px; margin: 0 auto; margin-bottom: 25px; object-fit: contain;" src="https://ejournal.uinsalatiga.ac.id/public/site/images/adminjurnal/cover-baru-ojs-baru-versi-iv-edit-11zon-087a6c576e3176b87e8752427d4838ce.jpg" alt="Cover Jurnal" /></div> </div> <div class="col col-sm-12 col-md-8 col-lg-9"> <table class="rajawalitable" style="border-collapse: collapse; width: 100%; height: 324px;"> <tbody> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Journal title</th> <td style="height: 27px; width: 75.1278%;"><strong><a href="https://portal.issn.org/resource/ISSN/2527-8304" target="_blank" rel="noopener">Muqtasid: Jurnal Ekonomi dan Perbankan Syariah </a></strong></td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Initials</th> <td style="height: 27px; width: 75.1278%;">Muqtasid</td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Abbreviation</th> <td style="height: 27px; width: 75.1278%;">Muqtasid J. Ekon. dan Perbank. Syariah</td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Language</th> <td style="height: 27px; width: 75.1278%;">English</td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Management Style</th> <td style="height: 27px; width: 75.1278%;">Open Access</td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Subject Areas</th> <td style="height: 27px; width: 75.1278%;">Islamic Banking, Islamic Rural Bank, Islamic Assurance, Islamic Pawnshop, Islamic Capital Market, Islamic Microfinance, Islamic Mutual Funds, Islamic Bonds, etc.</td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Frequency</th> <td style="height: 27px; width: 75.1278%;">2 issues per year (June and December)</td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">DOI Prefix </th> <td style="height: 27px; width: 75.1278%;"><a href="https://doi.org/10.18326/muqtasid">10.18326/muqtasid</a></td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">ISSN</th> <td style="height: 27px; width: 75.1278%;"><a title="E-ISSN Muqtasid: Jurnal Ekonomi dan Perbankan Syariah" href="https://portal.issn.org/resource/ISSN/2527-8304" target="_blank" rel="noopener">2527-8304</a> (online); <a title="P-ISSN Muqtasid: Jurnal Ekonomi dan Perbankan Syariah" href="https://portal.issn.org/resource/ISSN/2087-7013" target="_blank" rel="noopener">2087-7013</a> (printed)</td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Publisher</th> <td style="height: 27px; width: 75.1278%;">Faculty of Islamic Economics and Business (FEBI), State Islamic University (UIN) of Salatiga, Central Java, Indonesia</td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Editor-in-Chief</th> <td style="height: 27px; width: 75.1278%;"><strong>Dr. Fetria Eka Yudiana, M.Si </strong> <a class="tooltipped" title="Scopus Dr. Fetria Eka Yudiana, M.Si" href="https://www.scopus.com/authid/detail.uri?authorId=57388322800" target="_blank" rel="noopener" data-position="top" data-tooltip="SCOPUS ID"><img src="https://journal.walisongo.ac.id/public/site/images/inzacky/scopus.png" alt="Scopus Dr. Fetria Eka Yudiana, M.Si" width="14" height="14" /></a> <a class="tooltipped" title="Google Dr. Fetria Eka Yudiana, M.Si" href="https://scholar.google.co.id/citations?user=m4b_cVoAAAAJ&amp;hl=id" target="_blank" rel="noopener" data-position="top" data-tooltip="Google Scholar"><img src="https://journal.walisongo.ac.id/public/site/images/inzacky/gs.png" alt="Google Dr. Fetria Eka Yudiana, M.Si" width="14" height="14" /></a> <a class="tooltipped" title="Sinta ID Dr. Fetria Eka Yudiana, M.Si" href="https://sinta.kemdikbud.go.id/authors/profile/6643546" target="_blank" rel="noopener" data-position="top" data-tooltip="Sinta ID"><img src="https://journal.walisongo.ac.id/public/site/images/inzacky/sinta3.png" alt="Sinta ID Dr. Fetria Eka Yudiana, M.Si" width="14" height="14" /></a> </td> </tr> <tr style="height: 27px;"> <th style="height: 27px; width: 24.7019%;">Citation Analysis</th> <td style="height: 27px; width: 75.1278%;"><a href="https://app.dimensions.ai/discover/publication?and_facet_source_title=jour.1285161" target="_blank" rel="noopener">Dimensions</a> | <a href="https://scholar.google.co.id/citations?hl=id&amp;view_op=list_works&amp;gmla=AO4B3jtG5TEZcRpIOWWSp1h1Ho8USnBgUPBzgLO0qXPAm3mxxqqUXi85b1Poab2-Yr_lJMnI9krw2hS0I2ecP8kPaOKVl11IraTj&amp;user=fA6L0FgAAAAJ" target="_blank" rel="noopener">Google Scholar</a> </td> </tr> </tbody> </table> </div> </div> <p>Muqtasid: Jurnal Ekonomi dan Perbankan Syariah (Journal of Islamic Economics and Banking), with registered number <a title="p-issn" href="https://issn.brin.go.id/terbit/detail/1354066960" target="_blank" rel="noopener"><strong>ISSN 2087-7013</strong></a> (Print) and <a title="p-issn" href="https://issn.brin.go.id/terbit/detail/1463972565" target="_blank" rel="noopener"><strong>ISSN 2527-8304</strong></a> (Online), is a peer-reviewed journal published two times a year (every June and December) by the Faculty of Islamic Economics and Business, UIN Salatiga.</p> <p>Muqtasid: Jurnal Ekonomi dan Perbankan Syariah (Journal of Islamic Economics and Banking) is intended to publish either the concept/thought or the results of the field research on Islamic Finance and Islamic Financial Institutions. The journal invites manuscripts on various topics, including, but not limited to, functional areas of <strong>Islamic Banking, Islamic Rural Bank, Islamic Assurance, Islamic Pawnshop, Islamic Capital Market, Islamic Microfinance, Islamic Mutual Funds, Islamic Bonds, etc</strong>.</p> <p>Muqtasid: Jurnal Ekonomi dan Perbankan Syariah (Journal of Islamic Economics and Banking) has been accredited at the grade of Sinta 2 by the Ministry of Higher Education, Science, and Technology of the Republic of Indonesia based on Decree No. 10/C/C3/DT.05.00/2025 on March 21, 2025. </p> <div><iframe style="border: 0px #ffffff none;" title="Statistic Muqtasid: Jurnal Ekonomi dan Perbankan Syariah" src="https://dewaojs.my.id/widget/yusbih.php?issn=2527-8304&amp;sinta=389&amp;scounter=p12977953&amp;namajurnal=Muqtasid:%20Jurnal%20Ekonomi%20dan%20Perbankan%20Syariah" name="statistik" width="100%" frameborder="0" marginwidth="0px" marginheight="0px" scrolling="no"></iframe></div> Faculty of Islamic Economics and Business, UIN Salatiga en-US Muqtasid: Jurnal Ekonomi dan Perbankan Syariah 2087-7013 https://ejournal.uinsalatiga.ac.id/index.php/muqtasid/article/view/4621 <p>Fintech provides innovative solutions to improve the efficiency of zakat collection and distribution through digital payment systems, online applications, and blockchain technology. However, the effectiveness of fintech adoption may depend on the internal financial conditions of Islamic banks. This study examines the effect of fintech adoption on zakat efficiency and investigates the moderating role of bank financial performance in Indonesian Islamic banks. Using a quantitative approach with panel data from 12 Islamic Commercial Banks during the 2015–2024 period, fintech adoption is measured through a fintech adoption index derived from annual reports, while zakat efficiency is measured using the zakat distribution ratio. Financial performance is represented by Return on Assets (ROA) and Return on Equity (ROE). The findings reveal that fintech adoption does not directly affect zakat efficiency. However, ROA strengthens the relationship between fintech adoption and zakat efficiency, whereas ROE weakens it. These results indicate that the effectiveness of fintech in supporting Islamic banks’ social functions depends more on efficient asset management than equity performance. This study highlights the importance of integrating digital transformation with sound financial management to optimize zakat management</p> Nur Suci Ismiyati Mei Murni Kautsar Riza Salman Entis Sutisna Copyright (c) 1970 Muqtasid: Jurnal Ekonomi dan Perbankan Syariah https://creativecommons.org/licenses/by-sa/4.0 2026-07-14 2026-07-14 16 2 93 110 10.18326/muqtasid.v16i2.93-110 https://ejournal.uinsalatiga.ac.id/index.php/muqtasid/article/view/5500 <p>This study examines the influence of maqāsid shariah literacy, institutional trust, and Islamic financial literacy on Islamic family financial planning competence. Previous studies on Islamic financial planning have largely focused on technical financial literacy while overlooking ethical-spiritual dimensions and institutional trust within the financial capability framework. This study addresses this theoretical gap by integrating maqāsid-based literacy into the financial capability framework, offering a distinct value-oriented perspective rarely explored in prior empirical research. Using a quantitative approach, data were collected from Muslim households in West Java, Indonesia, and analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The findings reveal that maqāsid shariah literacy and institutional trust significantly influence Islamic family financial planning competence, whereas Islamic financial literacy does not show a significant effect. The study theoretically extends the financial capability framework by incorporating maqāsid-oriented and ethical spiritual dimensions into Islamic financial behavior and family financial planning discourse</p> Dea Aryandhana Mulyana Haris Ulumuddin Nurul Fakhri Firmansyah Firmansyah Muhammad Ridho Al-Firdausi Copyright (c) 1970 Muqtasid: Jurnal Ekonomi dan Perbankan Syariah https://creativecommons.org/licenses/by-sa/4.0 2026-07-14 2026-07-14 16 2 111 132 10.18326/muqtasid.v16i2.111-132