HIKMAH; SIAGIAN, M.; TOATUBUN, H. Financial Literacy and Dynamic Environment on MSMEs Performance Throuhgh Digital Literacy in Batam. Journal of Islamic Enterpreneurship and Management, [S. l.], v. 5, n. 2, p. 65–75, 2026. DOI: 10.18326/jiem.v5i2.5704. Disponível em: https://ejournal.uinsalatiga.ac.id/index.php/jiem/article/view/5704. Acesso em: 14 feb. 2026.