OKTARANA, Z.; APRILIA, S.; WIDODO, S.; APRILIAN, R. I. The Influence of Understanding of Sharia Contracts, Fear of Riba, and Financial Literacy on the Preference for Sharia Financing among Culinary MSMEs in Pangkalpinang City. Islamic Accounting Journal, [S. l.], v. 6, n. 1, p. 55–70, 2026. DOI: 10.18326/iaj.v6i1.55-70. Disponível em: https://ejournal.uinsalatiga.ac.id/index.php/iaj/article/view/5695. Acesso em: 24 oct. 2026.